120 Years of History
Since 1901, Peoples Bank has been going beyond banking to make a true impact in our community and for our customers. Learn more about our 120 years of history in the video below.
In times of crisis, Peoples Bank is proud to step forward to support our customers and community. As economic first responders, deferring loans, providing PPP loans and donating $50,000 to local charities are just a few of the ways we’ve gone beyond banking over the past year.
Some decisions ask you to take leaps of faith. These moments can either reward your boldness, or teach you a tough lesson. However, when it comes to putting down your hard-earned cash, it is best to avoid crossing your fingers and hoping for the best. Buying your first home is one of the biggest milestones in your life, and it could be THE biggest financial decision you’ll ever make. Before you begin searching for a place of your own, you must do your homework. People’s Bank is here to help you with what you need to know before you buy a home and how to know if you are ready.
In life, there are a few numbers that are especially important to us. Things like your social security number, your passwords, your anniversary — maybe your batting average in your softball league. But when it comes to finances, there are few numbers as important as your credit score.
Peoples Bank is here to provide some useful information on estate planning. At any stage of your life, you might begin to wonder what your estate consists of and how it will be distributed. We’re going to answer these questions and touch on some key areas that will help you create the right plan.
Delayed gratification has been touted by grandparents, kindergarten teachers, accountants, and even Aristotle as the path to happiness and wellbeing. Holding off on immediate temptation for future rewards is the key to reaching our goals, avoiding major mishaps, and finding long-term satisfaction. And when it comes to money — things are no different. In fact, research has shown that a person’s ability to resist instant gratification is a key determinant of financial success.
A lot of us heard “money doesn’t grow on trees” early on in life. While this is a good aphorism to convey scarcity, it’s important to teach kids where money DOES come from and how to make good choices with it. We don’t mean that they need to learn about central banks or treasury markets, but it is beneficial that they understand the basics of how money works.
Childhood is the prime time to learn the smart use of money. Children are in stages of development where they’re easily influenced, and the habits they build now will last long into adulthood. Here are some tips on teaching your kids smart money habits.
Young adults face many financial challenges. Managing money can seem overwhelming with day-to-day costs, taking care of your family, and paying off debts. Add in difficulties in the job market and typical entry-level salaries, and it might feel like you just can’t get ahead.
But despite these challenges — you’re in the perfect position to take control of your money and set yourself up for a solid financial future. Early adulthood is the best time to establish smart financial habits that will build the foundation for the rest of your life. Here are the top habits you can start today to manage your money and succeed.