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Personal Savings Accounts

 Whether you’re building an emergency fund, planning for something big, or teaching your kids the value of saving, Peoples Bank is here to help. We offer savings accounts designed to fit every stage of life—all with the personal service and hometown care you can count on.

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Money Market Investment

A smart way to grow your savings with competitive, tiered interest—while still keeping your funds easily accessible.

→ Earn up to 3.00% Annual Percentage Yield with tiered rates*

→ Make up to 20 debits per month

→ No monthly service charge with eStatements

→ Free Online Banking with eStatements

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Statement Savings

Build your savings with ease while keeping access when you need it—simple, secure, and supported by the local service you trust.

→ $200 minimum opening deposit

→ No monthly fee with a daily balance of $200

→ Easy automatic transfers or direct deposit

→ Earn interest while saving toward your goals

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Super Saver Account

Build your savings with ease while keeping access when you need it—simple, secure, and supported by the local service you trust.

→ Earn 5% Annual Percentage Yield**

→ For ages 12 and Under

→ Includes Superhero Cape and Mask 

→ Special bank events and kid friendly perks

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*The Money Market Investment Account pays up to 3.00% Annual Percentage Yield (APY) for balances of $250,000 or more. This account features tiered interest rates, meaning the APY varies based on the balance in the account. APYs are accurate as of 2/04/2026. The minimum opening deposit is $25,000.  Rates may change after the account is opened, and fees could reduce the earnings on the account.

**The Super Saver Account pays 5.00% APY on balances of $1,000 or less. This account features tiered interest rates, with balances above $1,000 earning an APY of 0.06%. APYs are accurate as of 2/04/2026. The minimum opening deposit is $5.  Rates may change after the account is opened, and fees could reduce the earnings on the account.

Money Market Gold

Take your savings to the next level with competitive rates and convenient access to your funds.

→ Competitive interest on balances of $10,000 or more

→ Up to six withdrawals or transfers per statement cycle

→ No monthly service charge with eStatements

→ Earn interest while keeping your money accessible

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Platinum Money Market

A premium money market account offering higher returns and flexible access for those ready to maximize their savings.

→ Competitive interest on balances of $50,000 or more

→ Up to six withdrawals or transfers per statement cycle

→ No monthly service charge with eStatements

→ Earn competitive rates while keeping funds accessible

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Health Savings Account

A tax-advantaged way to save for medical expenses with competitive interest, convenient access, and the personal service you trust.

→ Tax-free contributions (including employer contributions)

→ Tax-free earnings to help your balance grow faster

→ Tax-free withdrawals for qualified medical expenses

→ Keep your savings local with convenient, easy access

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