Certificates and SEPs

Click Here to calculate your certificare earnings.


Business Certificates of Deposit

We offer flexible CD terms in order to meet your needs.  Enjoy greater earnings by locking in your investment.



  • Certificates are one of the highest yielding Peoples Bank FDIC insured investments.  They offer a guaranteed return, and your company can control liquidity needs by laddering certificate terms.


Simplified Employee Pensions (SEPs)

Small business owners can make tax-deductible contributions with this flexible plan that’s easy to set-up and maintain.



  • A Simplified Employee Pension (SEP) plan may work well if you want a retirement plan for you and your employees.