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CDs and Simplified
Employee Pensions (SEPs) CDs
- Guaranteed return
- You choose the term
- Make additions to any CD with a term of 12 months or less – anytime
Simplified Employee Pension Plan
- Easier and generally less expensive to maintain than 401K or profit sharing plans
- Increased salary deferral limit
- Increased individual compensation limits
- Recent regulation changes have made them even more attractive for small business owners
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